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Protecting You and your business

You've worked hard to achieve what you have. Why leave it all to chance? Life insurance provides one of the most simple and cost effective vehicles for business protection should a catastrophic event occur. While risk management is important, the solution can be simple. Key areas of risk we can help you with are:

1.       Shareholder protection
2.       Debt protection
3.       Key person protection
4.       Owners’ income protection

Don’t be left wondering how you or your family will get its fair value out of the business one day if you are no longer able to work in it. Or how your business partners will fund the purchase price of your shares. Or what would happen to cash flow if a key employee was suddenly no longer there. And It’s not necessary to worry about what would happen to the family home if a major creditor came knocking because you are no longer there to service the debt. Click on the links above to find out more.

Business Risk- plan today, protect tomorrow 

A plan which puts in place measures to minimise risk in the 3 areas of shareholder protection ("buy and sell"), debt protection and key person protection might well address: 
  • the needs of your business, 
  • protect your personal assets from business creditors, and 
  • allow you or your estate to extract value from the business one day if you are no longer able to be there. 
It does not, however, address your need for personal income. Whilst that is part of your personal risk protection it is very important, as a business owner, that you don't overlook that aspect. That's why we refer to it here as well. We offer a service that is aimed at both your business and personal protection. If you would like us to look at that for you, click here to email us or call us on the numbers below.

Research shows that a staggering number of business owners do not address these needs. There is simply no reason to leave such matters to chance, and to put at risk everything you have worked so hard for to achieve. To protect tomorrow, put a plan in place today. We can help you with that. Just click here to email us, or call us on the numbers below..
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Momentum FINANCIAL Limited 

38 Harvest Avenue
Orewa
​Auckland, 0931

Mobile: 021 883 995
Office : (09) 2146171
Email : malcolm@momentumfinancial.co.nz
Email : genene@momentumfinancial.co.nz
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Logo concept: Adrienne Aston

The information on this site is of a general nature, does not take into account your financial situation or goals, and is not a personalised adviser service under the Financial Advisers Act 2008. You should seek advice from a financial adviser which takes into account your individual circumstances before you acquire or dispose of a financial product. In the event of any inconsistency or uncertainty, the policy wordings of your chosen provider will always prevail. Furthermore, nothing stated should be taken as providing taxation, accounting or legal advice. You should seek expert advice specific to your individual financial needs, circumstances and objectives before acting on the above. A copy of my disclosure statement is available on request.


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